Privacy Policy

Effective November 15, 2021
Last updated: December 12, 2021

This statement is designed to inform our site visitors (“you,” “your”) of Merritt Community Capital Corporation’s (“Merritt,” “we,” “us,” and/or “our”) policy on our tools, what data we collect and why we collect it.

Changes in Our Privacy Policy: This Privacy Policy may be updated/changed from time to time. If we decide to change our privacy policy, we will post those changes to this Privacy Policy or other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Our tools, what personal data we collect, and why we collect it

When you interact with us through the site or other services, we may collect Personal Information and additional information from you, as further described below:

  1. Personal Information You Provide: We collect Personal Information from you when you voluntarily provide such information, such as when you contact us with inquiries or subscribe to our digital content on the website. Therefore, the information requested and collected from you may vary.
  2. Non-Identifiable Data:When you interact with our website, we receive and store certain personally non-identifiable information. Such information, which is collected passively using various technologies, cannot presently be used to identify you unless it is combined with Personal Information specifically.

Google Analytics: We use Google Analytics to help make our website better. Google Analytics uses cookies/beacons to help analyze how users use our site from the information generated by the cookies/beacons. Learn more about Google Analytics’ Privacy Policy.

reCAPTCHA: We utilize Google reCAPTCHA to reduce SPAM and abuse on our website. A “CAPTCHA” is a turning test to tell humans and bots apart—the reCAPTCHA algorithm checks for specific cookies within the user’s browsers. Personal information is used but not limited to cookies, mouse clicks, CSS information, the date, browser language, installed plugins, and javascript objects. Learn more about Google’s Privacy Policy.

Newsletter Opt-In Form: We utilize DIVI Opt-In Module and Constant Contact to collect your Email address, and IP Address when subscribing to our Newsletter. This tool allows us to send the opt-ed in information to our email provider easily.

Constant Contact: We utilize Constant Contact as our email provider for marketing. These marketing efforts include but are not limited to: email sends, digital ads, landing pages, and subscription management. If at any time you wish to update your subscription preferences, you may click the “update subscription preferences” link or “unsubscribe from this list” link at the bottom of the last email you received. We also abide by the Anti-SPAM Policy (CAN-SPAM Act), and we take every effort to adhere to the Acceptable Use Policy when utilizing the Constant Contact system. Learn more about Constant Contact’s Privacy Policy.

Forms: We utilize the Contact Form 7 plugin. Data collected through the forms include, but are not limited to, First Name, Last Name, Email Address, Company Name, Phone Number, Interest Topics for Reaching out, and personal messages (which may include additional personal information if the user submits).

Social Media: We utilize social media to stay up to date and post helpful information and resources. If you have any questions about the Privacy Policies for the various social media platforms which we use, you can find them here:

Embedded content from other websites: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Cookies and Tracking Technologies

In providing the services, we may use a technology called “cookies.” A cookie is a piece of information that the server that hosts our sites gives your browser when you access the website or the tools. Our cookies help provide additional functionality to the services and help us analyze the usage of the services more accurately. Certain information collected through the use of cookies may be used to serve you more relevant online advertisements by third parties or us. We may, or a third party may, place and recognize a unique cookie to provide you with a customized experience through different digital channels. Cookies we use include but are not limited to:

  • Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website, use a shopping cart or make use of e-billing services.
  • Analytical/performance cookies/statistics. They allow us to recognize and count the number of visitors and see how visitors move around our website when using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
  • Targeting/advertising cookies/marketing. These cookies record your visit to our website, the pages you have visited, and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

Our cookies

Cookies we use include, but are not limited to, the list below:

Necessary (6)

Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

_grecaptchaGoogleThis cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website.PersistentHTML Local Storage
_GRECAPTCHAGoogleThis cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website.179 daysHTTP Cookie
CookieConsentCookiebotStores the user's cookie consent state for the current domain1 yearHTTP Cookie
rc::aGoogleThis cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website.PersistentHTML Local Storage
rc::bGoogleThis cookie is used to distinguish between humans and bots. SessionHTML Local Storage
rc::cGoogleThis cookie is used to distinguish between humans and bots. SessionHTML Local Storage

Statistics (2)

Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.

_gaGoogle Tag ManagerRegisters a unique ID that is used to generate statistical data on how the visitor uses the website.2 yearsHTTP Cookie
_ga_#Google Tag ManagerUsed by Google Analytics to collect data on the number of times a user has visited the website as well as dates for the first and most recent visit. 2 yearsHTTP Cookie

Controlling your cookies: In addition, you can generally inform the web services with which our services integrate (such as social buttons, widgets, and other embedded features or content) that you do not want certain information about your webpage visits to be collected. Enabling “Do Not Track” in your web browser settings is an easy way to accomplish this. The “Do Not Track” recent versions of major browsers support browser settings.

You can also change the way your browser handles cookies. For example, already existing cookies can be deleted. You may also set your browser to block all cookies, including cookies associated with our services, or to indicate when a cookie is being set by us. However, it’s important to note that some services may not function properly if your cookies are disabled.

You can also manage many company’s cookies used for online advertising via the consumer choice tools created under self-regulation programs in many countries, such as the US-based choices page. You can learn more about cookies at


We use commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information.

Access to Information; Contacting Merritt

To keep your Personal Information secure and accurate, we provide various ways you may update your contact information:

  • Filling out a contact form
  • Updating your preferences through Constant Contact
  • You may also “opt-out” or unsubscribe from an email list

If you have any questions regarding our Privacy Policy, please use our contact form, send us an email at, or call us at (510) 444-7870.