CDFI Lending
Shortening your development timeline – growing your impact.
Bringing affordable housing projects to life takes vision, persistence, and early belief. Yet some of the most critical stages of development remain chronically underfinanced.
From early predevelopment to post–tax credit award financing and small permanent loans, developers often face limited access to flexible, affordable capital—slowing momentum and stretching already-tight resources.
Our Solutions
Merritt’s CDFI was created around developers’ needs for more flexible capital that can accelerate the development of affordable housing projects, including urban and rural areas. By offering unsecured financing and small permanent loans, we reduce the cost, time, and complexity typically required to access capital.
Partner with Us
We understand the complexities of California’s development landscape. Our track record for taking on the most challenging projects, and working closely with mission-driven partners, allows us to deliver capital solutions that will drive meaningful change in local communities.
Accelerated
Development
Our early-stage predevelopment and post-tax credit award loan products are designed to bridge gaps and accelerate progress, allowing you to advance more projects at once.
Uplifting
Underserved
Communities
We’re committed to breaking down barriers to affordable housing by expanding access to flexible, mission-driven capital, creating lasting community impact.
Deep Local
Knowledge
Backed by Merritt’s 85+ years of collective experience in affordable housing, our CDFI combines technical expertise with a community-first approach, by working with mission-driven partners.
Accelerated
Development
Our early-stage predevelopment and post-tax credit award loan products are designed to bridge gaps and accelerate progress, allowing you to advance more projects at one.
Uplifting
Underserved
Communities
We’re committed to breaking down barriers to affordable housing by expanding access to flexible, mission-driven capital, creating lasting community impacts across California.
Deep Local
Knowledge
Backed by Merritt’s 85+ years of collective experience in affordable housing, our CDFI combines technical expertise with a community-first approach, by working with mission-driven partners.
Title VI & Section 504 Complaint Policy & Procedures
In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Avenue, N.W., Washington, DC 20220, call (202) 622-1160 or send an e-mail to: crcomplaints@treasury.gov
TITLE XI REGARDING LIMITED ENGLISH PROFICIENCY
It is the policy of Merritt Community Capital Corporation not to discriminate against any person who is Limited English Proficient (LEP). In accordance with Title VI of the Civil Rights Act of 1964 and Executive Order 13166, Merritt Community Capital Corporation will take all reasonable steps to provide LEP persons meaningful access to program information upon request. Please contact info@merrittcap.org for more information.